Who is at Fault in a Kentucky T-Bone Accident?

A T-bone accident, also known as a side-impact collision, occurs when the front of one vehicle collides with the side of another vehicle, forming a “T” shape. These accidents can be incredibly dangerous, as the impact is usually directed towards the driver or passengers of the vehicle hit from the side. When an accident occurs, it’s important to determine who is at fault for the collision.

Determining Fault in a T-Bone Collision

Determining fault in a T-bone accident can be challenging, as there are several factors that can contribute to the crash. In general, the driver who fails to yield or violates traffic laws is usually considered at fault for the accident.

In most cases, the driver who is making a turn across traffic is responsible for ensuring that it is safe to do so. For example, if a driver makes a left turn at an intersection and fails to yield to oncoming traffic, they may be considered at fault for any resulting accident. Similarly, if a driver runs a red light or stop sign and hits another vehicle, they will likely be held responsible for the crash.

However, there are situations where both drivers may share responsibility for a T-bone accident. For instance, if a driver makes a left turn without signaling, and another driver is speeding or distracted and collides with the turning vehicle, both drivers may be at fault for the crash. In such cases, the insurance companies of the drivers involved will work together to determine the degree of fault of each driver and assign liability accordingly.

Furthermore, there are also instances where external factors can contribute to a T-bone accident. For example, if a traffic light malfunctions and confuses drivers, the municipality responsible for maintaining the traffic signals may be liable for the accident.

Why Fault for a T-Bone Accident Matters in Kentucky

Kentucky is a “choice no-fault” state when it comes to car accidents. This means that drivers have the option to choose either a traditional fault-based insurance system or a no-fault insurance system. Under the no-fault system, each driver’s insurance company pays for their own medical bills and lost wages, regardless of who caused a T-bone accident. However, fault can still be important in certain situations. 

Firstly, fault is still relevant in Kentucky for property damage claims. If a driver is found to be at fault for an accident, their insurance company will be responsible for paying for the repairs or replacement of the other driver’s vehicle, as well as any other property damage that resulted from the accident.

Additionally, there are exceptions to the no-fault rule in Kentucky. If a driver suffers severe injuries in an accident, they can choose to “opt-out” of the no-fault system and pursue a traditional fault-based claim against the at-fault driver. In such cases, fault becomes crucial, as the injured driver must prove that the other driver was responsible for the accident and their resulting injuries.

An Attorney Can Help

If another person’s negligence or recklessness caused your T-Bone accident, consult a trusted Paducah Car Accident Lawyer. They can advise you on your legal options and the best course of action for recovering the compensation you deserve.